Structured loan lifecycle
From application and guarantors through approval, disbursement, and repayment schedules — every step is tracked and auditable.
Simple Loans
East Africa
Credit that moves as fast as your members do
A mobile-first lending platform — apply for loans, track repayments, and manage your portfolio from any device.
Built with
Portfolio outstanding
KSh 4.8M
Review
Disbursement
Repayments
- Alice Wanjiku KSh 50,000 · 12 months Review
- David Kamau KSh 120,000 · Approved Disburse
- Mary Otieno Repayment received Paid
- James Mwangi Instalment overdue 14 days Overdue
Members
Apply for loans, check balances, and track repayments from mobile
Collectors
Capture field payments and reconcile portfolios on the go
Managers
Review applications, approve disbursements, and monitor the portfolio
Why choose Simple Loans
A lending workflow your whole team can follow
Replace manual ledgers and phone-call approvals with one structured system — from application to final repayment.
Mobile-first repayments
Collectors capture cash, mobile-money, and bank-transfer repayments in the field. Members see their outstanding balance in real time.
Portfolio visibility
Managers see the full review queue, disbursement journal, overdue accounts, and repayment history at a glance — no spreadsheets needed.
Mobile-first
Manage loans from the field, not just the office
Borrowers check balances and apply for loans on their phones. Collectors post repayments instantly. Managers approve from anywhere.
- Borrower self-service: apply, check balance, view schedule
- Collector payment capture with payment-method selection
- Manager review queue with disbursement controls
- Real-time overdue and portfolio alerts
Getting started
From application to disbursement in days
-
1
Member applies
Submit a loan application from the mobile app with required documents and guarantors.
-
2
Manager reviews
Credit officers assess the application, verify qualifications, and approve or request adjustments.
-
3
Loan disbursed
Approved loans are posted to the disbursement journal and funds are released to the member.
-
4
Repayments tracked
Collectors capture payments; the schedule updates automatically until the loan is settled.
Regional coverage
Built for East African credit organizations
Kenya
KShCredit and microfinance institutions serving urban and rural communities across Kenya.
Uganda
UGXCredit unions and cooperative lenders operating across Uganda with mobile-money repayment options.
Tanzania
TShCommunity savings and credit organisations across Tanzania with full Vodacom M-Pesa integration.
Ready to modernise your lending operations?
Sign in to your workspace or get in touch to learn how Simple Loans fits your organisation.